Conventional Loans

A conventional loan is a popular mortgage option for homebuyers with good credit. It’s not backed by the government, but it offers great flexibility and competitive interest rates.

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Conventional Loans

A conventional loan is a popular mortgage option for homebuyers with good credit. It’s not backed by the government, but it offers great flexibility and competitive interest rates.


💡 Highlights:
  • Low Down Payment: As little as 3% down for first-time buyers
  • Credit Score: Minimum 600 (higher scores may get better rates)
  • No PMI with 20% down
  • Loan Limits: Up to $806,500 (2025) in most areas (higher in some cities)

Use It For: Buying a primary home, second home, or even an investment property
It’s a smart choice if you have stable income and want flexible loan terms with the potential to avoid mortgage insurance.

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A team of industry pros to guide you each step of the way

Most people find that mortgage financing is complicated and confusing. We help you buy your dream home by simplifying the mortgage financing process with personalized loan options that save you time and money.

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