FHA Loans

An FHA loan is a government-backed mortgage designed to make homeownership more accessible—especially for first-time buyers or those with less-than-perfect credit.

💡 Highlights:

Low Down Payment: Just 3.5% down with a 580+ credit score
Flexible Credit Requirements: Qualify with a score as low as 580 (or 500 with 10% down)
Lower Closing Costs: May be rolled into the loan
Mortgage Insurance: Required (called MIP), but helps you qualify more easil
Higher DTI Ratios Allowed: More flexible debt-to-income guidelines than conventional loans
Loan Limits: Set by county (in 2025, usually around $524,225 and a celling of $1,209,750, higher in expensive areas)

✅ Great For:

First-time homebuyers
Those rebuilding credit
Buyers with limited savings

With easier qualifications and a small down payment, FHA loans are a great stepping stone to homeownership.

A team of industry pros to guide you each step of the way

Most people find that mortgage financing is complicated and confusing. We help you buy your dream home by simplifying the mortgage financing process with personalized loan options that save you time and money.

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FHA Loans

FHA Loans

A team of industry pros to guide you each step of the way

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